Gazumped

[kingandy]

Apparently, samharber has got bored with waiting for me to buy the house next to him, and is buying it himself (with a work colleague) to rent out. They're charging less than bacony and I are paying together right now, but bacony has already said she doesn't think the house there is large enough for the two of us to live in properly, and I don't think I want to pay that much by myself. Well, I could afford it, but it would curtail my frivolous spending somewhat. And anyway, it's a bad idea to have a mate as your landlord. I'll just have to find somewhere else to live when the contract runs out in June...

If only house-buying wasn't so daunting. It's not the expense, I'm reasonably sure I could afford it, it's just having to talk to a mortgage person, and a lawyer, and a surveyor and whatever the hell else and get it all organised ... if somebody would do all that for me and all I had to do was hand over the cash, I would probably have bought the house myself. I know that people are going to say that if Sam and Nook can manage it then it can't be that tricky, but that doesn't make it any less scary.

Oh well, I'm young yet. No need to rush into buying a house just because it's next door to my friends...

UPDATE: Having consulted with bacony, we have decided to see if Sam is still willing to rent to us. TO BE CONTINUMANUDE>

Comments

[arwel.livejournal.com]

Fuck IFAs. Do it all online, from reserch to applications. You'll probably have to find your own solicitor though. Never go with the easy option and ask do everything through the estate agent since they're all bastards.

[stsquad.livejournal.com]

We had no problems with our purchase. It took less time than the deed transfer that I did via an independant. Sure you have to be careful with IFA's (especially when it comes to bollocks like endowment mortgages) but there is a lot to be said for the easy option.