Gazumped

[kingandy]

Apparently, samharber has got bored with waiting for me to buy the house next to him, and is buying it himself (with a work colleague) to rent out. They're charging less than bacony and I are paying together right now, but bacony has already said she doesn't think the house there is large enough for the two of us to live in properly, and I don't think I want to pay that much by myself. Well, I could afford it, but it would curtail my frivolous spending somewhat. And anyway, it's a bad idea to have a mate as your landlord. I'll just have to find somewhere else to live when the contract runs out in June...

If only house-buying wasn't so daunting. It's not the expense, I'm reasonably sure I could afford it, it's just having to talk to a mortgage person, and a lawyer, and a surveyor and whatever the hell else and get it all organised ... if somebody would do all that for me and all I had to do was hand over the cash, I would probably have bought the house myself. I know that people are going to say that if Sam and Nook can manage it then it can't be that tricky, but that doesn't make it any less scary.

Oh well, I'm young yet. No need to rush into buying a house just because it's next door to my friends...

UPDATE: Having consulted with bacony, we have decided to see if Sam is still willing to rent to us. TO BE CONTINUMANUDE>

Comments

[stsquad.livejournal.com]

Well its quite east if you go via one of these all-in-one conveyancing firm deals you often get via estate agents. Sure you pay a bit more but you only have one number to ring every day to find out whats going on.

Its not *that* hard ;-)

[foul-temptress.livejournal.com]

Suck it up andy, u know ur gonna have to do it eventually,
You could always pay someone you know to do the hard graft, they can just present you with random things you must sign.

actaully seconds thought...that maybe a bad plan.

[zheers.livejournal.com]

If you do go to an IFA, just ignore the first 10 things he says, check out what he doesnt recommend, and then ask Gems dad.

Oh, also you have to read a fair amount of the junk they ask you to sign, I'm fairly sure the halifax stuffed me and gem cos we didnt read the fine print. What we signed wasnt what we asked for. gits. if I could be arsed reading the fine print I would take them to task about it.

MOVE TO BOLTON, DANG YOU!!!

[pkgem.livejournal.com]

Move to Bolton. You don't have to move near Sam, you could move near me! And buy a cat!

I've successfully purchased houses twice now. Both times I got to purchase them as a first-time buyer (seems crazy but true). Both times I went via the Halifax. Both times I never read the small print; I know you should read the small print but generally it is written in legalese and doesn't make any sense anyway. I just trust to the Estate Agents, hand over cash, await confirmation, then move in. It's worked so far...
(OK, yesterday Paul and I discovered that Halifax fucked up our house insurance and that Halifax (who own us, I mean hold our mortgage, and arranged the house purchase) had insured the house we moved from all this time, not the house we were buying with them!. Luckily we weren't robbed in that time because if we had, I'd have sued them for incompetance - morons!)