kingandy: (Hammad)
[personal profile] kingandy
I have checked out my options somewhat.

Leasing would mean waiting 10 days while they approve me for finance[1], so I'd be past the tax date anyway. Also, I'd have to pay 3 months of installments in advance, which would be (I'm looking at) about £400.

As far as actual loans go ... I'm still morally opposed to them. Plus they'd probably have to do the same sort of finance approval check. Potentially my bank could do it more quickly, I don't know, and obviously if I wanted to shoot myself in the foot I could walk into a dealership, sign up to their loan shark service and drive off the lot that afternoon. Still distinctly the No.

I've looked around Auto Trader. There are a few things that caught my eye, but most of them are either £500+ or miles away. There's a £400 Citröen AX only one mile distant, but I don't know, despite some glowing reviews it's a Citröen AX. Anyway, there's the logistics of getting the cash, picking up the car and getting both cars home ... and then I've no real chance of getting rid of my Honda[2] by Friday anyway, so I'd still be paying the fine. Also ... private sales. Very likely there would be some manner of mechanical difficulty before too long that would push the effective price of the Functioning Motor-Car well above the advertised price.

On the other hand, the repairs are looking to be about £400. And I do like this car.

Current thinking is, therefore, to bite the bullet, pay the late fee and get the Honda fixed up and running. It is probably the cheapest, easiest and most reliable option. At least I'm paying £400 for a guaranteed working car rather than mystery meat.

When did law-breaking become the cheap and easy option? Oh, right, yeah.


PS: Anyone who gets the reference in the title (without Google) wins a cookie.

[1] Rather than just lending you the car and trusting you to pay the weekly "rental", leasing turns out to be a much more binding "loan" type arrangement. So, aside from the fact that the company takes care of things like servicing and road tax, you might as well take out an actual loan and cut out the middleman.
[2] I should name it really, I've had it a year. I tried a while ago and thought about "Tim" but I'm not really sure it fits. It's definitely a man-car though.

Date: 2006-09-26 03:06 pm (UTC)
From: [identity profile] ed-fortune.livejournal.com
Now I thought it was movie quote, and it was annoying me, so I googled it. My gods man, what HAVE you been listening to?

Date: 2006-09-26 08:01 pm (UTC)
From: [identity profile] anne-l-davies.livejournal.com
And they don't in any way look good of course......

Date: 2006-09-27 08:21 am (UTC)
From: [identity profile] anne-l-davies.livejournal.com
My wikipedia research suggests that the one with the blonde spiky hair is kinda cute, and i could be convinced by the charms of the one in the beany - if he wasn't wearing the beany. I have no idea what any of them are called.....

Date: 2006-09-26 03:13 pm (UTC)
From: [identity profile] wibblefish.livejournal.com
[2] Lionel?

Date: 2006-09-26 04:50 pm (UTC)
From: [identity profile] kardrath.livejournal.com
My car is called Timothy. It's all [livejournal.com profile] wiserabbit's fault.

Date: 2006-09-26 04:51 pm (UTC)
From: [identity profile] anne-l-davies.livejournal.com
OK, today is Tuesday. Find a garage somewhere that will get your car MOT'd by Saturday lunchtime at the latest. You may have to take it to somewhere in Macc and leave it with them and train home and back, but £400 of work strikes me as only a day's worth. Throw yourself on the mercy of mechanics. I kinda recommend Nationwide Autocentre, it depends on the branch. The one up Chester Road is allright. You can then renew the tax disc on Saturday (even if you have to go to Spring Gardens), or as previously stated there is the online or telephone options, all of which should get you seen in the nick of time.

Date: 2006-09-26 07:42 pm (UTC)
From: [identity profile] anne-l-davies.livejournal.com
Well if you will insist on dressing up and running around fields all energetic and drunk.....

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